Personal Accounts

Chequing

All chequing account rates are daily tiered rates.  Eg. Interest paid monthly is calculated on closing balance daily.  For instance, if you have $50,000 in your US chequing account, your first $5000 earns 0.00% interest, the balance of $5001 to $25,000 earns 0.05% interest, and so on.  Only the balance OVER $25,000 will earn the full 0.05% interest.

Chequing Accounts (Rates effective 2022-12-01) Rates
$0 – $5000 0.00%
$5001 – $10,000 0.05%
$10,001 – $ 25,000.00 0.05%
$25,001 - Unlimited 0.05%

Savings

Plan 24 & Platinum savings interest is calculated on the closing balance daily.

High Yield Savings interest is calculated on the minimum monthly balance and paid annually.

High Yield Savings (Rates effective 2022-12-01) Rates
$0 - $99,999.99 3.05%
$100,000 - $249,999.99 3.10%
$250,000.00 and up 3.25%
Platinum Savings (Rates effective 2022-12-01) Rates
$0 – $4,999.99 0.50%
5,000 - 9,999.99 1.00%
10,000 - 24,999.99 1.75%
25,000 - 99,999.99 2.25%
100,000 - 249,999.99 2.75%
250,000 and up 3.00%
PLAN 24® Savings (Rates effective 2022-12-01) Rates
On entire balance 0.05%