Mortgages

Mortgage Prime Rate (Rates effective 2018-10-09) Rates
Prime Rate 4.55%
Residential Mortgages (Rates effective 2018-10-09) Rates
Variable Rate (Open) 4.55%
1 Year Open 5.75%
1 Year Closed 3.19%
2 Year Closed 3.29%
3 Year Closed 3.39%
4 Year Closed 3.49%
5 Year Closed 3.59%
Variable Rate Closed (Rates effective 2018-10-09) Rates
5 Year No Cap (Variable-1%) 3.55%
5 Year Capped* (Variable-0.5%) 4.05%
Capped Rate Maximum Rate* 5.25%
* The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, these fees would increase your APR. Applicable to residential mortgages only and subject to credit union lending criteria for residential properties. Some conditions apply. Longer mortgage terms available (up to 10 years). Please call us at 204-946-0551 or email us at info@wpcu.ca for details including current interest rates. All rates subject to change without notice.
 

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