All chequing account rates are daily tiered rates. Eg. Interest paid monthly is calculated on closing balance daily. For instance, if you have $50,000 in your US chequing account, your first $5000 earns 0.00% interest, the balance of $5001 to $25,000 earns 0.05% interest, and so on. Only the balance OVER $25,000 will earn the full 0.05% interest.
Chequing Accounts (Rates effective 2024-03-14)
Rates
$0 – $5,000
0.00%
$5,001 – $10,000
0.05%
$10,001 – $ 25,000.00
0.05%
$25,001 - Unlimited
0.05%
Savings
High Yield Savings* (Rates effective 2024-03-14)
Rates
$0 - $99,999.99
3.50%
$100,000 - $249,999.99
3.55%
$250,000.00 and up
3.65%
*High Yield Savings interest is calculated on the minimum monthly balance and paid annually.
Platinum Savings* (Rates effective 2024-03-14)
Rates
$0 – $4,999.99
0.25%
5,000 - 9,999.99
0.50%
10,000 - 24,999.99
1.25%
25,000 - 99,999.99
1.60%
100,000 - 249,999.99
2.15%
250,000 and up
2.50%
*Platinum savings interest is calculated on the closing balance daily and paid monthly.
PLAN 24® Savings* (Rates effective 2024-03-14)
Rates
On entire balance
0.05%
*Plan 24 savings interest is calculated on the closing balance daily and paid monthly.